The Student Aid Report is a arbitrary of all the advice you submitted. However, if you acclimated the IRS Data Retrieval Tool, it won’t appearance your tax information. The SAR additionally lists an “Expected Family Contribution”, or EFC in the top appropriate bend of the page. Your EFC is the key to all banking aid.
Many parents are abashed by their Expected Family Contribution. But the name is a bit of a misnomer — it’s not necessarily the bulk you’ll pay (indeed, you could pay abundant more). Instead, colleges use the EFC to actuate how abundant banking aid you’re acceptable for from federal, accompaniment and institutional sources. For federal banking aid, your banking charge is according to a college’s amount of appearance bare your EFC. Keep in mind, if your EFC is actual low, abounding colleges don’t action abundant banking aid to accommodated need.
Note that the Student Aid Report is not the aforementioned affair as a banking aid accolade letter, which comes afterwards you’ve been accustomed to colleges. Those belletrist will breach bottomward the banking aid amalgamation a academy is offering.
(Bonus tip: the EFC gets acquaint in an odd way. If your EFC is $8,000, for example, the SAR lists it as 008000.)
When your Student Aid Report is ready, you’ll accept an email notification to log in, review, and actual or amend mistakes if needed. If your SAR is incomplete, you won’t see an EFC listed. Some corrections can be fabricated online, but usually updates to your banking advice or annex cachet and conjugal cachet crave contacting anniversary academy directly. If you acclimated the Data Retrieval Tool, you cannot amend any of that assets information, Bickford says.
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