If you afresh larboard your job due to assorted assignment circumstances, you can abide breeding your contributions to accomplish a alimony of up to 50,000 pesos per ages at the time of retirement.
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September 1, 2021 4 min read
People who began to accord afore July 1, 1997 accept the advantage of backward beneath Modality 40 of the Mexican Institute of Social Security ( IMSS ). We explain how to action it.
If you were a artisan who began to accord to the IMSS , but due to assorted assignment affairs you afresh larboard your job, you can abide breeding your contributions to accomplish a alimony of up to 50,000 pesos per ages back you retire.
According to the IMSS, if you accept been concluded by your employer, you can accept in the “Voluntary Assiduity in the Binding Regime” or “Mode 40”. In fact, the action can be done online.
According to the IMSS Law , Approach 40 is an another that allows workers who accord beneath the 73 regime. This agency that bodies who began to accord afore July 1, 1997 can accompany Approach 40 and backpack out autonomous contributions to access their addition weeks and bacon as able-bodied and advance the bulk of their alimony at the time of retirement.
This modality gives workers the advantage to abide authoritative their contributions and annals with the IMSS with a bacon of up to 25 UMAS and appropriately accomplish a alimony of up to 50,000 pesos in retirement.
To accord an example, a being who angry 60, who was absolved by his employer and has 750 weeks of accepted contributions can pay for the aftermost 5 years afore his retirement, which is an advance of about 400,000 pesos, beneath this scheme, so I would accept a alimony of 14,400 pesos per month.
The alimony depends on the cardinal of weeks contributed and the bacon with which a being contributes in the aftermost bristles years of their alive life. A being can annals with the IMSS in Modality 40, alike if they no best accept a accepted application accord with a bacon of up to 25 UMAS, agnate to 68,111 pesos.
The Modality 40 action is requested through the IMSS and you can do it for chargeless in being or remotely.
You accept to annals your basal abstracts to complete the online action on the IMSS portal. You charge accept these documents:
In case you appetite to do the action in person, you accept to bring:
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