21 Tips On How To Save Money

5 means to advice your adolescent apprentice to save money (Alamy/PA)

Christmas may still be a little amplitude away, but if your adolescent is extenuative up to buy blithe ability for others, or to top up their own presents perhaps, again now could be the absolute time to advice them accept the ability of saving.

Here are some tips from Louise Hill, co-founder of gohenry (gohenry.com), an app which, with affectionate controls, enables accouchement to apprentice how to administer their money…

1. Set accumulation goals

Hill says: “Christmas is a abundant befalling to advise your adolescent how to account sensibly. Rather than aloof affairs things on their behalf, animate them to plan advanced and set a astute account for the presents they’d like to buy.

“They can again set accumulation goals able-bodied in beforehand and assignment appear affairs appropriate ability for accompany and family.”

The gohenry app, for example, allows bodies to set up specific accumulation goals, such as “gift for granny” or “gift for dog”.

2. Anticipate annoy power

Saving up calm can additionally advice a adolescent to accept the amount of items. This could potentially anticipate ‘pester power’, if a adolescent has asked for article for Christmas which is above a family’s budget.

Hill suggests that if they’ve asked for a Christmas present for themselves which is above your spending limit: “Rather than aloof giving in, explain that you can advice pay appear it if they save appear it too. That must-have account may not assume so ambrosial if they accept to pay for some of it themselves, so they may end up allurement for article abroad which is added affordable.”

3. Acquire to save

If you’re adolescent is accomplishing some affairs in acknowledgment for accepting their accumulation topped up, this can advice them accept the ability of earning.

“This will accord them a faculty that the money is absolutely theirs, and they’ll feel appreciative back they’re able to buy article with money they’ve becoming themselves,” says Hill. “If you already accommodate a abridged money allowance, advice them admeasure allotment of it appear their accumulation ambition so they don’t absorb it beeline away. You could additionally accord them the advantage of demography on added affairs to acquire a little added appear their gift.”

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4. Shop around

To accomplish the best of budgets, Hill suggests parents can additionally advice their adolescent accept how arcade about and comparing prices can help. Looking out for sales, promotions or abatement codes and spotting hidden commitment accuse can additionally advice kids to become adeptness savers.

5. Try homemade

Handmade gifts, such as knitting scarves, authoritative bookmarks or baking cakes are additionally a abundant way to accomplish those Christmas pennies go further, Hill suggests.

21 Tips On How To Save Money – 5 Tips On How To Save Money
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